When it comes to buying a new Buick/GMC, used, or certified pre-owned vehicle, we recognize that each driver has their own set of objectives. That’s why our knowledgeable and pleasant financing consultants take the time to get to know you and your needs before coming up with a variety of affordable choices. We have FOUR recommendations to help you! more It can be challenging to purchase or lease a vehicle with bad credit, but it is not impossible. We strive to make our customer's lives easier, so we have researched for you! Tip #1: Be Okay with our Staff Choosing a Vehicle for you: After we get a better idea of what you are looking for in a vehicle, we can start doing our due diligence on your behalf. We know our book values, loan-to-value ratios (LTV), debt-to-income ratios (DTI) and all of the other factors that go into the process. Even if the vehicle isn’t you “first choice,” try to stay open-minded. We will do everything in our power to get you the car you want, but while your credit is bad, you might have to compromise. Tip #2: Make 100% of Your Auto Payments: Once you are approved on a vehicle, it is important that you make ALL of your auto payments on time because it will help your credit score improve! Since your credit score will improve when you make your auto payments on time, it will mean that when you are ready to get another car, you will have a better chance of getting the car you REALLY want! If you need help setting this up here at Randy Wise Buick GMC in Fenton, Michigan we are happy to help! Tip #3: Get the Higher Interest Rate: You might need to bite the bullet on a higher interest rate to be able to get a more established credit score. Then possibly refinance 12-18 months down the road. Tip #4: Have a Viable Co-Signer: Always see if you are able to get someone to co-sign! It never hurts to ask. Paying more money down and having a co-signer are your BEST shot at getting approved! Make sure that the co-signer is someone who pays their bills and has a good credit score. We’d be pleased to organize a one-on-one consultation with you at our auto finance facility, or we can speak with you immediately over the phone or by email. If you’d like to get started immediately, we recommend filling out a quick and secure finance application from the convenience of your home. Once you’ve submitted your information, one of our managers will contact you shortly to discuss a few choices and patiently answer all your questions. If you have any questions we would be happy to answer them! Call us at 810-354-5149 Click here for more information!
Drive Wise, Drive Local: Why Randy Wise Buick GMC Is Your Go-To Dealership in Michigan
When it comes to finding the perfect vehicle and a dealership you can trust, Randy Wise Buick GMC stands out from the rest. Proudly serving the Michigan community for years, we don’t just sell cars we build relationships that last a lifetime. 🚗 Your Dream Ride Awaits Whether you’re in the market for a sleek and sophisticated Buick Encore GX, a rugged and ready-for-anything GMC Sierra 1500, or a reliable certified pre-owned vehicle, we’ve got a wide selection to match your lifestyle and budget. Our knowledgeable sales team is here to guide you every step of the way, making sure you find exactly what you need without the pressure. Whether you’re in the market for a sleek and sophisticated Buick Encore GX, a rugged and ready-for-anything GMC Sierra 1500, or a reliable certified pre-owned vehicle, we’ve got a wide selection to match your lifestyle and budget. Our knowledgeable sales team is here to guide you every step of the way, making sure you find exactly what you need without the pressure. 🔧 Service You Can Count On Our commitment to excellence doesn’t stop after you drive off the lot. The Randy Wise Buick GMC service center is staffed with certified technicians who use genuine GM parts to keep your vehicle running smoothly—whether it’s routine maintenance or major repairs. 💰 Deals That Make Sense We believe everyone deserves a great deal. With competitive financing options, rotating specials, and exclusive Randy Wise discounts, driving home in a new car has never been more affordable. 🌟 Why Choose Randy Wise? Family-owned and community-focused Award-winning customer service Full-service experience—from sales to service and parts A team that treats you like family 👋 Come Visit Us!📍 2530 Owen Road, Fenton, MI 48430 🌐 www.randywisebuickgmc.com 📞 810-629-1551