Blog / Fenton

Tips for Financing a Vehicle with Bad Credit

When it comes to buying a new Buick/GMC, used, or certified pre-owned vehicle, we recognize that each driver has their own set of objectives. That’s why our knowledgeable and pleasant financing consultants take the time to get to know you and your needs before coming up with a variety of affordable choices.

We have FOUR recommendations to help you!

It can be challenging to purchase or lease a vehicle with bad credit, but it is not impossible. We strive to make our customer's lives easier, so we have researched for you!

Tip #1: Be Okay with our Staff Choosing a Vehicle for you:

After we get a better idea of what you are looking for in a vehicle, we can start doing our due diligence on your behalf. We know our book values, loan-to-value ratios (LTV), debt-to-income ratios (DTI) and all of the other factors that go into the process. Even if the vehicle isn’t you “first choice,” try to stay open-minded. We will do everything in our power to get you the car you want, but while your credit is bad, you might have to compromise.

Tip #2: Make 100% of Your Auto Payments:

Once you are approved on a vehicle, it is important that you make ALL of your auto payments on time because it will help your credit score improve! Since your credit score will improve when you make your auto payments on time, it will mean that when you are ready to get another car, you will have a better chance of getting the car you REALLY want! If you need help setting this up here at Randy Wise Buick GMC in Fenton, Michigan we are happy to help!

Tip #3: Get the Higher Interest Rate:

You might need to bite the bullet on a higher interest rate to be able to get a more established credit score. Then possibly refinance 12-18 months down the road.

Tip #4: Have a Viable Co-Signer:

Always see if you are able to get someone to co-sign! It never hurts to ask. Paying more money down and having a co-signer are your BEST shot at getting approved! Make sure that the co-signer is someone who pays their bills and has a good credit score.

We’d be pleased to organize a one-on-one consultation with you at our auto finance facility, or we can speak with you immediately over the phone or by email. If you’d like to get started immediately, we recommend filling out a quick and secure finance application from the convenience of your home. Once you’ve submitted your information, one of our managers will contact you shortly to discuss a few choices and patiently answer all your questions.

If you have any questions we would be happy to answer them! Call us at 810-354-5149

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Super Bowl Sweepstakes

Giveaway Runs - February 1st - 11th Exciting news from Randy Wise Buick GMC! This February, don’t miss out on our Super Bowl Sweepstakes Extravaganza! Get ready for an exhilarating ride through each quarter of the Super Bowl! We’ll pick a winner at the end of the first, second, third, and fourth quarter and post the winners on February 12th on our Facebook Page! more We are hosting two separate giveaways: One for our valued customers who leave our dealership with a vehicle and another for individuals who test drive any vehicle whom we also value very much! Giveaway Information: There will be four winners for EACH square: One for the 1st, 2nd, 3rd, and 4th quarter of the Super Bowl Game! Valued Customers: When you purchase or lease a new vehicle, three individuals have an opportunity to win $500 off of any protection plan which includes: The grand prize winner will be chosen at the end of the 4th quarter! That individual will win a FREE Powertrain Warranty worth up to $3,500 based on your vehicle. Here are the details: How to enter the giveaway: Come to Randy Wise Buick GMC - 2530 Owen Road, Fenton, MI 48430 Purchase or Lease a new vehicle Follow our Facebook page Write down your name and email in a square on the “Deliveries” Super Bowl Square board Go to our Facebook page where the winners will be announced on Monday, February 12th! Test Drive Customer Giveaway: Test drive a vehicle, and you could score big with a chance to win a luxurious spa day for your car worth $500 in our Super Bowl Square Giveaway: A winner will be selected during each quarter, so you could be one of the four winners for the “Test-drive” Giveaway! How to enter the giveaway: Come to Randy Wise Buick GMC - 2530 Owen Road, Fenton, MI 48430 Test drive any vehicle new or used Follow our Facebook page Write down your name and email in a square on the test drive Super Bowl Square board Go to our Facebook page where the winners will be announced on Monday, February 12th! Disclaimers: If you both test drive AND purchase or lease a new vehicle you will only be entered to win in the Deliveries Giveaway! This giveaway starts on February 1st and ends on February 11th. The winner will be announced on our Facebook page on February 12th. Don’t miss out on these incredible Giveaways where you can drive home a winner!

2022 GMC Terrain in Fenton, MI

Looking for a Family Vehicle? 4 Reasons To Consider the GMC Terrain

When you're searching for a family-friendly SUV, take a close look at the GMC Terrain. It is loaded with comfort, convenience, technology, and safety features that are sure to cover your list of must-have features in your next family SUV. Here are four reasons for you to consider the GMC Terrain. Comfort GMC vehicles are the definition of comfort, and the GMC Terrain is no exception. Its spacious cabin is comfortable with room for you and your passengers to spread out and relax. You will find 40.90 inches of legroom in the front and 39.70 inches of legroom in the back. Available features that cater to keeping you and your passengers comfortable include power front seats, dual-zone automatic climate control, perforated leather-appointed seat trim, carpeted floor mats, front bucket seats, heated seats, a heated steering wheel, and an interior humidity sensor, to name a few. more Convenience The Terrain is loaded with available features catering to driver and passenger convenience. Power windows, steering wheel-mounted controls, remote start, power door locks, keyless open, front driver and passenger seatback map pockets, a fold-flat rear 60/40 split seat, a flat-folding front passenger seatback, and a collapsible cargo area organizer are only a few of the available convenience features you will find in the  Terrain. In addition, the Terrain offers 29.6 cubic feet of cargo space behind the second row, and this increases to 63.3 cubic feet with the second row folded down. Technology GMC has clearly put some thought into the Terrain's technological features, with available amenities such as Amazon Alexa built-in capability, built-in navigation, Apple CarPlay, Android Auto, a 4G LTE Wi-Fi hot spot, and an 8-inch diagonal GMC infotainment system. In addition, the myGMC mobile app is a technological advancement that allows you to use a personalized interface, get your vehicle's status on the home screen, and much more. Safety Features The available safety features you can expect to find in the Terrain include a following distance indicator, forward collision alert, front pedestrian braking, automatic emergency braking, lane keep assist with lane departure warning, Intellibeam high-beam headlamps, lane change alert with side blind-zone alert, rear park assist, and rear cross-traffic alert. In addition, the Terrain's available high-definition surround vision consists of multiple camera views, giving you a digital overhead image of your Terrain's surrounding area. You can see the front or rear camera views as well. High-definition surround vision works at low speeds, helping you to avoid obstacles and park with ease. An additional available safety feature is the automatic parking assist. This feature can search for and steer the Terrain into a perpendicular or parallel parking space. It will give you detailed instructions for accelerating, shifting gears, and braking as it steers the vehicle. There are several reasons why the  GMC Terrain is sure to impress if you are looking for a family-friendly SUV. With so much comfort, convenience, technology, and safety packed into one SUV, the Terrain is hard to beat. Visit us at Randy Wise Buick GMC for more information and take the Terrain for a test drive today. Image by: GMC

Drive Wise, Drive Local: Why Randy Wise Buick GMC Is Your Go-To Dealership in Michigan

When it comes to finding the perfect vehicle and a dealership you can trust, Randy Wise Buick GMC stands out from the rest. Proudly serving the Michigan community for years, we don’t just sell cars we build relationships that last a lifetime. 🚗 Your Dream Ride Awaits Whether you’re in the market for a sleek and sophisticated Buick Encore GX, a rugged and ready-for-anything GMC Sierra 1500, or a reliable certified pre-owned vehicle, we’ve got a wide selection to match your lifestyle and budget. Our knowledgeable sales team is here to guide you every step of the way, making sure you find exactly what you need without the pressure. Whether you’re in the market for a sleek and sophisticated Buick Encore GX, a rugged and ready-for-anything GMC Sierra 1500, or a reliable certified pre-owned vehicle, we’ve got a wide selection to match your lifestyle and budget. Our knowledgeable sales team is here to guide you every step of the way, making sure you find exactly what you need without the pressure. 🔧 Service You Can Count On Our commitment to excellence doesn’t stop after you drive off the lot. The Randy Wise Buick GMC service center is staffed with certified technicians who use genuine GM parts to keep your vehicle running smoothly—whether it’s routine maintenance or major repairs. 💰 Deals That Make Sense We believe everyone deserves a great deal. With competitive financing options, rotating specials, and exclusive Randy Wise discounts, driving home in a new car has never been more affordable. 🌟 Why Choose Randy Wise? Family-owned and community-focused Award-winning customer service Full-service experience—from sales to service and parts A team that treats you like family 👋 Come Visit Us!📍 2530 Owen Road, Fenton, MI 48430 🌐 www.randywisebuickgmc.com 📞 810-629-1551